Insurance

• Theatrical Property; including all of the property that you own, rent, borrow
• Personal Property of Actors, Performers, Employees & Volunteers
• Performance Disruption + Extra Expenses
• Loss of Income + Extra Expenses
• Catastrophe Accident Indemnity
• Crime Insurance
• Theatrical Liability: Bodily Injury & Property Damage Liability
• Abuse Liability
• Theatrical Venue and Tenant Liability
• Non-Owned Automobile Liability + Physical Damage to Rental Vehicles
• Management Liability
• Privacy & Data Breach
• Copyright and Intellectual Property Infringement

This handy guide will explain everything (in simple English!) pactONE Program Overview

Quite of a number of PACT members, including: Factory Theatre, Theatre Passe Muraille, Prairie Theatre Exchange, Canadian Stage, Theatre Calgary, Manitoba Theatre for Young People, Bard on the Beach and The Shaw Festival.

Here are the folks you should be contacting:

STEVE BEATTY, Vice-President, steve@frontrowinsurance.com, 416-642-3294

EVE NEEDRA, Account Executive, eve@frontrowinsurance.com, 416-642-3298

VICTOR CARREIRO, Account Associate, victor@frontrowinsurance.com, 416-645-2703

As you know, when you’re producing a show, you need to hand over two weeks of artist wages to CAEA as security. Instead, with the Bond Program, a third party (Trisura) puts up the security for you, for a very small fee. Think what you could do with the extra cash flow during pre-production!

It is 1.5% of the total amount that needs to be put up. The minimum is $275. Amazing!

All Regular and Affiliate members of PACT.

To obtain a PACT bond, please follow these steps:

• Complete the bond application 
• Attach a copy of the latest audited financial statements for review
• Attach a copy of your production schedule for all productions within next 12 months
• Attach the annual operating budget

Once completed, please email all documentation to Victor Carreiro at victor@frontrowinsurance.com.

This will be submitted to Trisura Guarantee Insurance Company for review and Victor will be in touch if additional information is required to obtain a bond.

Please allow up to 5 business days for the underwriters to review all the information.

You can contact:

Michael Kelly
Principal
Blueprint Insurance Services Inc.
mkelly@blueprintinsurance.ca | Toll-free 1.855.561.4544 | Direct 289.427.5283

If you are a PACT Member, you can obtain a quote by providing the following information:

• Basic information on your employees such as D.O.B., gender, single or family coverage, etc.
• You can provide names or some kind of identifying number that will allow you to know who the employee is
• A short Fact Finder that tells us a little about your organization

Additionally, if you have an existing plan, you will need to provide:

• A copy of your current Benefit Booklet(s) or Plan Design Summary
• A copy of your most recent Monthly Billing Statement
• A copy of your most recent Renewal Report, including Claims History (typically 2 years)

If you are not a PACT Member, please reach out to Membership & Communications Manager, Ainslee Jessiman (ainsleej@pact.ca). 

Yes, you can. Blueprint works with PACT members of all sizes to develop group benefit plans that work for them.

• If you have less than 3 employees, you will have access to a pre-designed plan structure that provides comprehensive benefits with very competitive rates
• For members with 3 or more employees, the plan offers complete flexibility to tailor a plan to suit your needs

Blueprint will guide and assist you in:

• Reviewing your existing plan or designing a new plan, and providing alternatives depending on your objectives
• Gathering information required to obtain a quote
• Completing enrollment forms and Master application
• Providing customized employee member kits (including a streamlined, informative benefit summary)
• Transitioning from your existing carrier
• Training for online plan administration system
• Investigating and resolving any claims issue

• Life Insurance
• Accidental Death and Dismemberment (AD&D)
• Dependent Life Insurance
• Short-Term Disability (STD)
• Long-Term Disability (LTD)
• Critical Illness
• Extended Health Care
• Vision Care
• Dental Care
• Out of Country Medical Emergency
• Health Spending Account
• WorldCare Medical 2nd Opinion
• LifeWorks Employee Assistance Plan (EAP)
• Group RRSP

• Full benefit offering
• Reduced expense levels
• Opportunity for increased benefits levels
• Plan design flexibility
• Electronic claim submission (website and mobile app)
• Online plan administration
• Best-in-class carrier selection

To obtain a pact bond, please follow these steps:

• Complete the bond application
• Attach a copy of the latest audited financial statements for review
• Attach a copy of your production schedule for all productions within next 12 months
• Attach the annual operating budget

Once completed, please email all documentation to Victor Carreiro at victor@frontrowinsurance.com. This will be submitted to Trisura Guarantee Insurance Company for review and Victor will be in touch if additional information is required to obtain a bond.

Please allow up to 5 business days for the underwriters to review all the information.

You can do so online via the Front Row website.

Please view the PACT Bond page for more information.